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Personal Loan Comparison Table

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Whether it's for a car, home renovations, holiday or to consolidate your debt, our personal loans are available for any worthwhile purpose.

Use our Personal Loan Calculator to compare your options.

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Features Special Offer: Personal Loan Personal Loan Discount Personal Loan Overdraft Visa Access
Product Name Personal Loan Special My Personal Loan My Discount Personal Loan My Overdraft My Visa Access
Description Limited time only Personal loan available for any worthwhile purpose Special discount rate available for home owners or home buyers Credit limit linked to everyday transaction account Credit limit linked to Visa access account
Interest rates
Interest rate (pa) 9.30% pa 12.85% pa 10.85% pa 14.45% pa 14.00% pa
Comparison rate (pa)* 10.32% pa2 13.89% pa2 11.88% pa2 n/a n/a
Loan amounts and repayment terms
Minimum loan amount $10,000  $1,000  $1,000  $1,000  $1,000 
Maximum loan amount $50,000  $50,000  $50,000  $25,000  $25,000 
Loan period Up to 7 years Up to 7 years Up to 7 years Continuing Continuing
Repayments and redraw options
Repayment frequency Weekly, fortnightly, monthly Weekly, fortnightly, monthly Weekly, fortnightly, monthly Monthly Monthly
Additional repayments accepted Yes  Yes  Yes  n/a n/a
Redraw available Yes  Yes  Yes  n/a n/a
Minimum redraw amount $100  $100  $100  n/a n/a
Loan repayment insurance Yes  Yes  Yes  No  No 
Establishment fee $150  $150  $150  $150  $150 
Monthly fee $0  $0  $0  $0  $0 
Redraw fee $0  $0  $0  n/a n/a
Early repayment fee $0  $0  $0  n/a n/a

1 The comparison rate is based on a $30,000 secured loan for a term of 5 years.
2 The comparison rate is based on a $10,000 unsecured loan for a term of 3 years.
Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rates.


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