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Car Loan Comparison Table

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Features New Car Loan Car Loan
Product Name My New Car Loan My Car Loan
Description Available for cars up to 3 years old Secured car loan available for cars from 3 to 5 years old
Interest rates
Interest rate (pa) 5.49% pa 11.85% pa
Comparison rate (pa)* 5.76% pa1 12.13% pa1
Loan amounts and repayment terms
Minimum loan amount $10,000  $5,000 
Maximum loan amount $100,000  $50,000 
Loan period Up to 7 years Up to 7 years
Repayments and redraw options
Repayment frequency Weekly, fortnightly, monthly Weekly, fortnightly, monthly
Additional repayments accepted Yes  Yes 
Redraw available Yes  Yes 
Minimum redraw amount $100  $100 
Loan repayment insurance Yes  Yes 
Establishment fee $195  $195 
Monthly fee $0  $0 
Redraw fee $0  $0 
Early repayment fee $0  $0 

1 The comparison rate is based on a $30,000 secured loan for a term of 5 years.
Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rates.


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