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About Us

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In many ways, we are just like a bank. We provide a comprehensive range of financial products and services. We also meet the same tough financial standards as the banks - we are an Authorised Deposit Taking Institution (ADI) regulated by APRA (Australian Prudential Regulation Authority) and hold an Australian Financial Services Licence (AFSL) regulated by ASIC (Australian Securities and Investments Commission).


We are a leading financial institution in the mutual sector:

  Company overview
  The MYCU difference

We aim to be big enough to provide you with competitive financial services, whilst still small enough to provide personal service which credit unions are famous for.

Unlike banks which make billion dollar profits from their customers to return to their stakeholders as dividends, we only seek to make small profits to keep our business strong for the sustainable future. We pass on our potential profits to our members through lower loan rates, higher deposit rates and low fees.

  Become a member

As MYCU is a cooperative mutual owned by its members, every adult member purchases one $10 share which makes them a part owner of the Credit Union.

Once you become a member, you will have full access to all the facilities our Credit Union offers.

Our shares don't return a dividend, and they're fully refundable if you resign your membership.  All adult members have an equal shareholdings and same rights and responsibilities as other credit union members.

  Rights & responsibilities
  • the right to vote at a Special and Annual General Meetings on issues affecting our credit union
  • the right to stand for or elect from the membership a Board of Directors who are given the responsibility of running our credit union on your behalf
  • operating your credit union account in accordance with the Constitution of the credit union
  Keep up to date

Read more about the latest MYCU news, events, publications and community activities:



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