Personal Loan Comparison Table
Whether it's for a car, home renovations, holiday or to consolidate your debt, our personal loans are available for any worthwhile purpose.
Use our Personal Loan Calculator to compare your options.
|Features||Special Offer: Personal Loan||Personal Loan||Discount Personal Loan||Overdraft||Visa Access|
|Product Name||Personal Loan Special||My Personal Loan||My Discount Personal Loan||My Overdraft||My Visa Access|
|Description||Limited time only||Personal loan available for any worthwhile purpose||Special discount rate available for home owners or home buyers||Credit limit linked to everyday transaction account||Credit limit linked to Visa access account|
|Interest rate (pa)||9.30% pa||12.85% pa||10.85% pa||14.45% pa||14.00% pa|
|Comparison rate (pa)*||9.98% pa2||13.55% pa2||11.54% pa2||n/a||n/a|
|Loan amounts and repayment terms|
|Minimum loan amount||$10,000||$1,000||$1,000||$1,000||$1,000|
|Maximum loan amount||$50,000||$50,000||$50,000||$25,000||$25,000|
|Loan period||Up to 7 years||Up to 7 years||Up to 7 years||Continuing||Continuing|
|Repayments and redraw options|
|Repayment frequency||Weekly, fortnightly, monthly||Weekly, fortnightly, monthly||Weekly, fortnightly, monthly||Monthly||Monthly|
|Additional repayments accepted||Yes||Yes||Yes||n/a||n/a|
|Minimum redraw amount||$100||$100||$100||n/a||n/a|
|Loan repayment insurance||Yes||Yes||Yes||No||No|
|Early repayment fee||$0||$0||$0||n/a||n/a|
1 The comparison rate is based on a $30,000 secured loan for a term of 5 years.
2 The comparison rate is based on a $10,000 unsecured loan for a term of 3 years.
Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rates.
Rates & Fees
Thank you for your excellent service. We truly appreciate it. We are highly pleased with the professional manner in which our personal loan and home loan was finaread more
One big thank you for your prompt service with our loan. We love dealing with My Credit Union. Over the many years we have used your services we have been so haread more
I wanted to say a special thanks to the team at My Credit Union. I've had a long association with MYCU. Congratulations on such a great work ethic and perfect cusread more