page top
Home / Loans / Home Loans / View all Home Loans

Our Home Loan Range

Attention: open in a new window. Print

1 Year Introductory Variable 

This is a special offer home loan with an introductory variable rate for 1 year for loans over $250,000

  • Free redraw
  • No ongoing fees
  • No early payout fees
Find out more

 3.70% pa
1 Year Intro Variable Home Loan^

 4.43% pa
Comparison Rate*

Apply Online Key Fact SheetAsk MYCU

Standard Variable

My Home Loan is a standard variable home loan which is suitable for loans over $100,000

  • Free redraw
  • No ongoing fees
  • No early payout fees
Find out more

 4.64% pa
My Home Loan

 4.70% pa
Comparison Rate*

Apply Online Key Fact SheetAsk MYCU

Basic Variable

My Ideal Home Loan has a discounted variable rate for loans over $250,000

  • Free redraw
  • No ongoing fees
  • No early payout fees
Find out more

 4.44% pa
My Ideal Home Loan1

 4.50% pa
Comparison Rate*

Apply Online Key Fact SheetAsk MYCU

Platinum Package Home Loan

A low variable rate for loans over $500,000 with a full offset facility

  • Min. loan $500,000
  • 100% offset facility
  • Free redraw
  • No early payout fees
  • For purchases or refinances from another lender
Find out more

 3.99% pa
Platinum Package Home Loan2

 4.41% pa
Comparison Rate*

Apply Online Key Fact SheetAsk MYCU

Fixed Rate - 1 Year

Lock in a home loan at a low rate for 12 months

  • Free redraw
  • No ongoing fees
  • No early payouts fees
Find out more

 4.64% pa
1 Year Fixed Rate3

 4.70% pa
Comparison Rate*

Apply Online Key Fact SheetAsk MYCU

Fixed Rate - 2 Year

Lock in a home loan at a low rate for 24 months

  • Free redraw
  • No ongoing fees
  • No early payouts fees
Find out more

 4.49% pa
2 Year Fixed Rate4

 4.67% pa
Comparison Rate*

Apply Online Key Fact SheetAsk MYCU

Fixed Rate - 3 Year

Lock in a home loan at a low rate for 36 months

  • Free redraw
  • No ongoing fees
  • No early payouts fees

Find out more

 4.44% pa
3 Year Fixed Rate5

 4.64% pa
Comparison Rate*

Apply Online Key Fact SheetAsk MYCU

Offset Account Home Loan

The My Advantage Home Loan has a 100% offset account attached

  • Offset account available
  • No ongoing fees
  • No early payout fees
Find out more

 4.84% pa
My Advantage Home Loan

 4.90% pa
Comparison Rate*

Apply Online Key Fact SheetAsk MYCU

Equity Home Loan

The My Equity Home Loan combines your home loan and everyday transaction account into one

  • Ongoing credit limit
  • No ongoing fees
  • No early payout fees
Find out more

 5.44% pa
My Equity Home Loan

Apply Online Key Fact SheetAsk MYCU

Home Loan Comparison Table

Compare our home loans to find the right home loan to suit you. Find out more
  Additional Product Information

Comparison rate based on a secured loan of $150,000 over 25 years.
Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.

This offer is only applicable for new borrowings minimum of $250,000 with a maximum loan to valuation ratio (LVR) of 80%. At the end of the introductory period the loan will revert to the My Ideal Home Loan variable rate.

My Ideal Home Loan is only applicable for new borrowings minimum of $250,000. Loan to valuation ratio (LVR) over 80% is subject to lenders mortgage insurance.

Platinum Package Home Loan is only applicable for new borrowings minimum of $500,000. Loan to valuation ratio (LVR) over 80% is subject to lenders mortgage insurance.

Fixed rate is available for 1 years. At the end of the fixed period the loan will revert to the My Home Loan

Fixed rate is available for 2 years. At the end of the fixed period the loan will revert to the My Home Loan

Fixed rate is available for 3 years. At the end of the fixed period the loan will revert to the My Home Loan

 

Apply Online

 

Quick Forms

 

Calculators

 

Rates & Fees

 

Special Offers